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Housing insecurity, financial hardship and mental health

Timothy Ludlow et al.

Economics and Human Biology2025https://doi.org/10.1016/j.ehb.2025.101475article
AJG 2ABDC A
Weight
0.46

Abstract

We examine the impact of housing insecurity on mental health. We use missed rental payments due to a shortage of money as a direct measure of housing insecurity and a difference-in-differences framework that allows us to differentiate the effect of housing insecurity from the effect of experiencing financial hardship more generally. We find that housing insecurity causes a decline in mental health. Further analysis reveals two important dimensions of heterogeneity: the duration of prior financial hardship and the intensity of housing insecurity. Renters in prolonged financial hardship and those who experience high levels of housing insecurity (defined as missing a rental payment and having a high rent to income ratio), experience the largest negative impacts on their mental health.

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https://doi.org/https://doi.org/10.1016/j.ehb.2025.101475

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@article{timothy2025,
  title        = {{Housing insecurity, financial hardship and mental health}},
  author       = {Timothy Ludlow et al.},
  journal      = {Economics and Human Biology},
  year         = {2025},
  doi          = {https://doi.org/https://doi.org/10.1016/j.ehb.2025.101475},
}

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Housing insecurity, financial hardship and mental health

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Evidence weight

0.46

Balanced mode · F 0.40 / M 0.15 / V 0.05 / R 0.40

F · citation impact0.37 × 0.4 = 0.15
M · momentum0.60 × 0.15 = 0.09
V · venue signal0.50 × 0.05 = 0.03
R · text relevance †0.50 × 0.4 = 0.20

† Text relevance is estimated at 0.50 on the detail page — for your query’s actual relevance score, open this paper from a search result.