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@article{ivo2026,
title = {{Closing the Financial Guidance Gap: Applying Behavior Change Theory to Encourage Individuals Experiencing Financial Difficulties Due to the COVID-19 Pandemic to Seek Help}},
author = {Ivo Vlaev et al.},
journal = {Journal of Financial Counseling and Planning},
year = {2026},
doi = {https://doi.org/https://doi.org/10.1891/jfcp-2024-0007},
} TY - JOUR
TI - Closing the Financial Guidance Gap: Applying Behavior Change Theory to Encourage Individuals Experiencing Financial Difficulties Due to the COVID-19 Pandemic to Seek Help
AU - al., Ivo Vlaev et
JO - Journal of Financial Counseling and Planning
PY - 2026
ER - Ivo Vlaev et al. (2026). Closing the Financial Guidance Gap: Applying Behavior Change Theory to Encourage Individuals Experiencing Financial Difficulties Due to the COVID-19 Pandemic to Seek Help. *Journal of Financial Counseling and Planning*. https://doi.org/https://doi.org/10.1891/jfcp-2024-0007 Ivo Vlaev et al.. "Closing the Financial Guidance Gap: Applying Behavior Change Theory to Encourage Individuals Experiencing Financial Difficulties Due to the COVID-19 Pandemic to Seek Help." *Journal of Financial Counseling and Planning* (2026). https://doi.org/https://doi.org/10.1891/jfcp-2024-0007. Closing the Financial Guidance Gap: Applying Behavior Change Theory to Encourage Individuals Experiencing Financial Difficulties Due to the COVID-19 Pandemic to Seek Help
Ivo Vlaev et al. · Journal of Financial Counseling and Planning · 2026
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