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Getting Personal about Personal Insurance

Tania Drivera et al.

Financial Planning Research Journal2025https://doi.org/10.2478/fprj-2025-0003article
ABDC C
Weight
0.41

What the paper says

Abstract This article reports research into an area of insurance, personal insurance. This is important as some research suggests that insurance literacy could be related to the level of insurance purchased. To consider this potential relationship this article reports a detailed analysis of interviews with consumers and financial advisers in Australia about their consideration of personal insurance products. The findings reveal financial advisers consider that consumers have very low levels of insurance literacy, which they believe is linked to underinsurance. Consumers demonstrated low levels of personal insurance literacy, with trauma insurance being the least understood, and this may lead to strategies to improve insurance literacy and address concerns about under- or over-insurance.

2 citations

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Cite this paper

https://doi.org/https://doi.org/10.2478/fprj-2025-0003

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@article{tania2025,
  title        = {{Getting Personal about Personal Insurance}},
  author       = {Tania Drivera et al.},
  journal      = {Financial Planning Research Journal},
  year         = {2025},
  doi          = {https://doi.org/https://doi.org/10.2478/fprj-2025-0003},
}

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Getting Personal about Personal Insurance

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Evidence weight

0.41

Balanced mode · F 0.40 / M 0.15 / V 0.05 / R 0.40

F · citation impact0.25 × 0.4 = 0.10
M · momentum0.55 × 0.15 = 0.08
V · venue signal0.50 × 0.05 = 0.03
R · text relevance †0.50 × 0.4 = 0.20

† Text relevance is estimated at 0.50 on the detail page — for your query’s actual relevance score, open this paper from a search result.