arbiter
JournalsAccount

The Role of Banks’ Business Models in their FinTech Acquisitions

Faisal Abdulmohsen Alfhaili et al.

Journal of Financial Services Research2025https://doi.org/10.1007/s10693-024-00442-warticle
AJG 3ABDC A
Weight
0.44

Abstract

In this paper, we examine the role of banks’ business models on their decisions to acquire FinTech firms and how they do so. We find that banks with diverse assets, funds, and income structures are more inclined to engage in FinTech acquisitions. Investment banks display selectivity in FinTech acquisitions while wholesale and traditional banks appear more wary, possibly because of the limited need for FinTech in their business models or the externalities in their existing business models.

3 citations

Open via your library →

Cite this paper

https://doi.org/https://doi.org/10.1007/s10693-024-00442-w

Or copy a formatted citation

@article{faisal2025,
  title        = {{The Role of Banks’ Business Models in their FinTech Acquisitions}},
  author       = {Faisal Abdulmohsen Alfhaili et al.},
  journal      = {Journal of Financial Services Research},
  year         = {2025},
  doi          = {https://doi.org/https://doi.org/10.1007/s10693-024-00442-w},
}

Paste directly into BibTeX, Zotero, or your reference manager.

Flag this paper

The Role of Banks’ Business Models in their FinTech Acquisitions

Flags are reviewed by the Arbiter methodology team within 5 business days.

Evidence weight

0.44

Balanced mode · F 0.40 / M 0.15 / V 0.05 / R 0.40

F · citation impact0.32 × 0.4 = 0.13
M · momentum0.57 × 0.15 = 0.09
V · venue signal0.50 × 0.05 = 0.03
R · text relevance †0.50 × 0.4 = 0.20

† Text relevance is estimated at 0.50 on the detail page — for your query’s actual relevance score, open this paper from a search result.