arbiter
JournalsPricingAccount

Digital Finance and Commercial Banks' Risk

Nadia Mansour

International Journal of e-Business Research2024https://doi.org/10.4018/ijebr.344418article
AJG 1
Weight
0.43

What the paper says

China's digital financial growth has advanced rapidly, and the banking sector, which serves as the core of the real economy, is concerned about its capacity to resist the impacts of digital finance. The paper analyzes the impact of digital financing on commercial banking risk-taking via balance panel data from 2013 to 2022 from 160 Chinese banks. The results prove that the impact of digital finance on commercial banks' risk-taking and finds that firstly, in terms of the overall effect, digital finance has a dampening effect on commercial banks' risk-taking; in terms of the structural effect, the risk-dampening effect of the breadth of coverage is the strongest and the breadth of coverage and the depth of use play a significant role in the dampening of commercial banks' risk-taking.

2 citations

Open paper page →

Cite this paper

https://doi.org/https://doi.org/10.4018/ijebr.344418

Or copy a formatted citation

@article{nadia2024,
  title        = {{Digital Finance and Commercial Banks' Risk}},
  author       = {Nadia Mansour},
  journal      = {International Journal of e-Business Research},
  year         = {2024},
  doi          = {https://doi.org/https://doi.org/10.4018/ijebr.344418},
}

Paste directly into BibTeX, Zotero, or your reference manager.

Flag this paper

Digital Finance and Commercial Banks' Risk

Flags are reviewed by the Arbiter methodology team within 5 business days.

Evidence weight

0.43

Balanced mode · F 0.40 / M 0.15 / V 0.05 / R 0.40

F · citation impact0.31 × 0.4 = 0.13
M · momentum0.55 × 0.15 = 0.08
V · venue signal0.50 × 0.05 = 0.03
R · text relevance †0.50 × 0.4 = 0.20

† Text relevance is estimated at 0.50 on the detail page — for your query’s actual relevance score, open this paper from a search result.