arbiter
JournalsAccount

Post-Crisis Bank Profitability in BRICS: A CAMEL Approach

Taiwo Adebusuyi Aderogba et al.

Journal of Emerging Market Finance2025https://doi.org/10.1177/09726527251335991article
AJG 2ABDC B
Weight
0.41

Abstract

This study investigates post-crisis bank profitability in Brazil, Russia, India, China and South Africa (BRICS) economies, utilizing a panel dataset from the financial statements of listed banks in three BRICS countries for the post-global financial crisis period of 2009–2020. Utilizing the dynamic system generalized method of moment (SGMM) estimation, the findings demonstrate that profitability is path dependent, with past performance significantly influencing future profitability, and driven by CAMEL factors—capital adequacy, asset quality, management quality, earnings, and liquidity. Internal factors such as capital management, risk-taking, and operational efficiency play prominent roles, while the effects of external elements such as bank size and broader economic conditions are more subtle. The results provide valuable insights into how varying regulatory environments and post-crisis financial conditions across BRICS nations shape bank profitability, emphasizing the need for effective risk management and capital allocation strategies to sustain profitability during periods of economic uncertainty. JEL Codes: G01, G15, G21, H81, L25

2 citations

Open via your library →

Cite this paper

https://doi.org/https://doi.org/10.1177/09726527251335991

Or copy a formatted citation

@article{taiwo2025,
  title        = {{Post-Crisis Bank Profitability in BRICS: A CAMEL Approach}},
  author       = {Taiwo Adebusuyi Aderogba et al.},
  journal      = {Journal of Emerging Market Finance},
  year         = {2025},
  doi          = {https://doi.org/https://doi.org/10.1177/09726527251335991},
}

Paste directly into BibTeX, Zotero, or your reference manager.

Flag this paper

Post-Crisis Bank Profitability in BRICS: A CAMEL Approach

Flags are reviewed by the Arbiter methodology team within 5 business days.

Evidence weight

0.41

Balanced mode · F 0.40 / M 0.15 / V 0.05 / R 0.40

F · citation impact0.25 × 0.4 = 0.10
M · momentum0.55 × 0.15 = 0.08
V · venue signal0.50 × 0.05 = 0.03
R · text relevance †0.50 × 0.4 = 0.20

† Text relevance is estimated at 0.50 on the detail page — for your query’s actual relevance score, open this paper from a search result.