Financial Satisfaction and Anxiety: Unpacking Resilience Among Asian Americans

Yi Liu et al.

Financial Services Review2026https://doi.org/10.61190/h4392a65article
AJG 1ABDC B
Weight
0.50

Abstract

This study examines financial resilience among Asian Americans and its association with financial satisfaction and anxiety using the 2021 National Financial Capability Study (NFCS) Asian American and Pacific Islander (AAPI) oversample. The findings suggest that higher income is associated with lower anxiety and higher satisfaction. Financial knowledge, both objective and subjective, plays a predictable yet pivotal role in shaping financial satisfaction and anxiety. Higher subjective financial knowledge and financial self-efficacy are related positively to higher financial satisfaction and are related negatively to higher financial anxiety. However, the result suggests that objective financial knowledge is negatively associated with financial satisfaction. The ensuing discussion highlights the need for understanding the Asian American population and outlines useful implications for policymakers and financial planning professionals.

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https://doi.org/https://doi.org/10.61190/h4392a65

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@article{yi2026,
  title        = {{Financial Satisfaction and Anxiety: Unpacking Resilience Among Asian Americans}},
  author       = {Yi Liu et al.},
  journal      = {Financial Services Review},
  year         = {2026},
  doi          = {https://doi.org/https://doi.org/10.61190/h4392a65},
}

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Evidence weight

0.50

Balanced mode · F 0.40 / M 0.15 / V 0.05 / R 0.40

F · citation impact0.50 × 0.4 = 0.20
M · momentum0.50 × 0.15 = 0.07
V · venue signal0.50 × 0.05 = 0.03
R · text relevance †0.50 × 0.4 = 0.20

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