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Are employer-initiated financial education programs effective for women? Insights for organizational training programs through stakeholder perceptions

M S Urmila et al.

Industrial and Commercial Training2025https://doi.org/10.1108/ict-08-2024-0084article
AJG 1
Weight
0.41

What the paper says

Purpose This study aims to explore and unfold the problems in designing and delivering employer-initiated financial education programs (FEPs) from the perspective of working women who attend such programs. Design/methodology/approach The researchers conducted in-depth interviews and utilized an interpretive qualitative approach to explore the expectations and experiences of women employees regarding such programs. Findings The results of this study demonstrate that employer-led FEPs may not benefit women employees due to specific misaligned actions of both employers and employees at every stage, which make the programs ineffective. Research limitations/implications While this study encompasses women from varied age groups and marital statuses, the researchers acknowledge that the sample size is limited and represents a specific socioeconomic group. Practical implications The findings of this study have policy and practical implications for addressing perceived issues in FEPs initiated by employers for women employees. Originality/value The novel contributions of this study include suggesting a process model for building FEPs, highlighting the existing problems at each step in designing and delivering an FEP and expanding the application of Self-Determination Theory in FEPs.

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https://doi.org/https://doi.org/10.1108/ict-08-2024-0084

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@article{m2025,
  title        = {{Are employer-initiated financial education programs effective for women? Insights for organizational training programs through stakeholder perceptions}},
  author       = {M S Urmila et al.},
  journal      = {Industrial and Commercial Training},
  year         = {2025},
  doi          = {https://doi.org/https://doi.org/10.1108/ict-08-2024-0084},
}

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Are employer-initiated financial education programs effective for women? Insights for organizational training programs through stakeholder perceptions

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Evidence weight

0.41

Balanced mode · F 0.40 / M 0.15 / V 0.05 / R 0.40

F · citation impact0.25 × 0.4 = 0.10
M · momentum0.55 × 0.15 = 0.08
V · venue signal0.50 × 0.05 = 0.03
R · text relevance †0.50 × 0.4 = 0.20

† Text relevance is estimated at 0.50 on the detail page — for your query’s actual relevance score, open this paper from a search result.