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Digital financial literacy and wealth creation among women in Bengaluru's IT sector: an empirical study

Reganti Lavanya & Smita Mishra Panda

International Journal of Revenue Management2025https://doi.org/10.1504/ijrm.2025.149677article
ABDC C
Weight
0.50

What the paper says

The study explores the impact of digital financial literacy on wealth creation among women employed in the IT industry in Bengaluru, India. A well-structured questionnaire was administered to a sample of 420 women, and the data were analysed using Smart PLS 3. Findings reveal that digital financial literacy mediates the relationship between financial literacy and wealth creation. This suggests that women with higher financial literacy and awareness of digital financial tools tend to make better financial decisions, resulting in increased wealth. The study highlights a positive correlation between wealth creation, digital financial literacy, and financial literacy. These insights underscore the importance of enhancing financial education and promoting digital financial technologies to empower women in the IT sector to make informed financial decisions and boost wealth accumulation. The results have a significant impact on financial institutions, policymakers, and individuals seeking to improve their financial well-being.

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https://doi.org/https://doi.org/10.1504/ijrm.2025.149677

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@article{reganti2025,
  title        = {{Digital financial literacy and wealth creation among women in Bengaluru's IT sector: an empirical study}},
  author       = {Reganti Lavanya & Smita Mishra Panda},
  journal      = {International Journal of Revenue Management},
  year         = {2025},
  doi          = {https://doi.org/https://doi.org/10.1504/ijrm.2025.149677},
}

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Digital financial literacy and wealth creation among women in Bengaluru's IT sector: an empirical study

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Evidence weight

0.50

Balanced mode · F 0.40 / M 0.15 / V 0.05 / R 0.40

F · citation impact0.50 × 0.4 = 0.20
M · momentum0.50 × 0.15 = 0.07
V · venue signal0.50 × 0.05 = 0.03
R · text relevance †0.50 × 0.4 = 0.20

† Text relevance is estimated at 0.50 on the detail page — for your query’s actual relevance score, open this paper from a search result.