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Access to Finance in the Digital Age: Does Digital Financial Inclusion Promote Financial Development in Emerging Countries?

Armand Fréjuis Akpa & Mingnimon Ghislain Gnidehou

African Development Review2025https://doi.org/10.1111/1467-8268.70009article
ABDC C
Weight
0.46

What the paper says

ABSTRACT This study's purpose is to assess the influence of digital financial inclusion (DFI) on financial development in sub‐Saharan African (SSA). Using a sample of 26 SSA nations over the period from 2014 to 2021 and the general method of moments in system (SGMM) on panel data, the estimation results show that both digital access and digital use promote financial development. Similarly, DFI improves financial development, allowing us to confirm that DFI is a key factor that promotes financial development. The study suggests that cybersecurity needs to be strengthened to secure online platforms and that incentive policies and regulatory measures favorable for the development of human capital capable of operating in this sector need to be put in place.

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https://doi.org/https://doi.org/10.1111/1467-8268.70009

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@article{armand2025,
  title        = {{Access to Finance in the Digital Age: Does Digital Financial Inclusion Promote Financial Development in Emerging Countries?}},
  author       = {Armand Fréjuis Akpa & Mingnimon Ghislain Gnidehou},
  journal      = {African Development Review},
  year         = {2025},
  doi          = {https://doi.org/https://doi.org/10.1111/1467-8268.70009},
}

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Access to Finance in the Digital Age: Does Digital Financial Inclusion Promote Financial Development in Emerging Countries?

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Evidence weight

0.46

Balanced mode · F 0.40 / M 0.15 / V 0.05 / R 0.40

F · citation impact0.37 × 0.4 = 0.15
M · momentum0.60 × 0.15 = 0.09
V · venue signal0.50 × 0.05 = 0.03
R · text relevance †0.50 × 0.4 = 0.20

† Text relevance is estimated at 0.50 on the detail page — for your query’s actual relevance score, open this paper from a search result.