arbiter
JournalsPricingAccount

Access to credit and business growth: the impact of business location and sector

Selma Dzifa Addo et al.

International Journal of Business and Systems Research2025https://doi.org/10.1504/ijbsr.2025.147568article
AJG 1
Weight
0.37

What the paper says

The study examined business location and sector as moderators in the interplay between credit access and the progress of a business. Respondents were made up of owners/managers of medium-sized businesses within five regional capitals in Ghana. Structured questionnaires were distributed to the owners/managers of businesses to complete. The findings from the regression analysis revealed that the relationship between access to credit and business growth is not only significant but also positive. Furthermore, the relationship is further amplified by the specific location and sector in which the business operates. These insights highlight the importance for entrepreneurs to thoroughly evaluate the challenges and opportunities inherent in different business sectors and locations before deciding where to establish or expand their operations. By strategically choosing a favourable business location and sector, entrepreneurs can maximise the positive impact of credit access on their business growth.

1 citation

Open paper page →

Cite this paper

https://doi.org/https://doi.org/10.1504/ijbsr.2025.147568

Or copy a formatted citation

@article{selma2025,
  title        = {{Access to credit and business growth: the impact of business location and sector}},
  author       = {Selma Dzifa Addo et al.},
  journal      = {International Journal of Business and Systems Research},
  year         = {2025},
  doi          = {https://doi.org/https://doi.org/10.1504/ijbsr.2025.147568},
}

Paste directly into BibTeX, Zotero, or your reference manager.

Flag this paper

Access to credit and business growth: the impact of business location and sector

Flags are reviewed by the Arbiter methodology team within 5 business days.

Evidence weight

0.37

Balanced mode · F 0.40 / M 0.15 / V 0.05 / R 0.40

F · citation impact0.16 × 0.4 = 0.06
M · momentum0.53 × 0.15 = 0.08
V · venue signal0.50 × 0.05 = 0.03
R · text relevance †0.50 × 0.4 = 0.20

† Text relevance is estimated at 0.50 on the detail page — for your query’s actual relevance score, open this paper from a search result.