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Future Business Models in Financial Services: A Legitimacy-based Perspective

Saurav Kumar et al.

Journal of Business Models2025https://doi.org/10.54337/jobm.v13i2.10231article
AJG 1ABDC C
Weight
0.37

What the paper says

In this conceptual paper, we discuss four future scenarios of the financial industry, illustrating a potential industry configuration. We take a legitimacy-based perspective on future business models, highlighting interdependencies between legitimacy, regulation policy, and industry structure. We conjecture that the Neo Bank scenario is the most probable in the future of Fintech.

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https://doi.org/https://doi.org/10.54337/jobm.v13i2.10231

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@article{saurav2025,
  title        = {{Future Business Models in Financial Services: A Legitimacy-based Perspective}},
  author       = {Saurav Kumar et al.},
  journal      = {Journal of Business Models},
  year         = {2025},
  doi          = {https://doi.org/https://doi.org/10.54337/jobm.v13i2.10231},
}

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Future Business Models in Financial Services: A Legitimacy-based Perspective

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Evidence weight

0.37

Balanced mode · F 0.40 / M 0.15 / V 0.05 / R 0.40

F · citation impact0.16 × 0.4 = 0.06
M · momentum0.53 × 0.15 = 0.08
V · venue signal0.50 × 0.05 = 0.03
R · text relevance †0.50 × 0.4 = 0.20

† Text relevance is estimated at 0.50 on the detail page — for your query’s actual relevance score, open this paper from a search result.