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Empowering Women through Microcredit: Catalyst for Social and Economic Change

V. Vedavathi

Minnesota Journal of Business Law and Entrepreneurship2026https://doi.org/10.52783/mjble.106article
ABDC B
Weight
0.50

What the paper says

Microcredit is one of the most important tools to overcome the financial problems of poor and middle-income people. Microcredit, a financial innovation providing small loans to individuals without collateral, has been especially transformative for women in developing economies. It offers them the opportunity to start business, generate income, and improve their overall quality of life. This paper examines the influence of microcredit on the economic and social empowerment of women. It also analyses the impact of microcredit participation on improvement in women’s quality of life. For this research, the method employed for sample selection is convenience sampling method is used. A total of 120 participants from the Rayalaseema region of Andhra Pradesh are included in the study. All the respondents are women only and they are the part of Self-Help Groups. Within the Questionnaire, a Five-point Likert scale was employed, and statistical methods like Paired sample test and Chi-Square tests were utilized. It is found that various women empowerment dimensions are influencing the microcredit. The findings of the study have concluded that there is a relationship between microcredit and Quality of life of the respondents. Women are getting empowerment thorough microcredit. It is concluded that microcredit serves as a transformative tool for gender empowerment, driving sustainable social and economic change at both individual and community levels.

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https://doi.org/https://doi.org/10.52783/mjble.106

Or copy a formatted citation

@article{v.2026,
  title        = {{Empowering Women through Microcredit: Catalyst for Social and Economic Change}},
  author       = {V. Vedavathi},
  journal      = {Minnesota Journal of Business Law and Entrepreneurship},
  year         = {2026},
  doi          = {https://doi.org/https://doi.org/10.52783/mjble.106},
}

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Empowering Women through Microcredit: Catalyst for Social and Economic Change

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Evidence weight

0.50

Balanced mode · F 0.40 / M 0.15 / V 0.05 / R 0.40

F · citation impact0.50 × 0.4 = 0.20
M · momentum0.50 × 0.15 = 0.07
V · venue signal0.50 × 0.05 = 0.03
R · text relevance †0.50 × 0.4 = 0.20

† Text relevance is estimated at 0.50 on the detail page — for your query’s actual relevance score, open this paper from a search result.