arbiter
JournalsPricingAccount

Improvements in Financing Could Increase the Single-Family Affordable Housing Supply

Laurie S. Goodman et al.

The Journal of Structured Finance2022https://doi.org/10.3905/jsf.2022.1.132article
AJG 1ABDC C
Weight
0.40

What the paper says

The United States faces a shortage of housing supply, estimated to be millions of units. This shortage is especially acute in the affordable sector. Although the causes of the supply shortage are many, we focus on one major set of constraints: financing. In particular, we focus on how to improve financing for the three types of affordable single-family housing where we see the most potential: manufactured housing (MH), accessory dwelling units (ADUs), and housing preservation. We argue that these financing issues constrain production; improving financing will grow consumer demand for affordable housing and preservation and prompt builders and manufacturers to respond by increasing supply. Finally, we try to quantify the potential impact in each of these areas to increase housing supply. Overcoming these financing hurdles would remove a major roadblock facing MH, ADU, and housing preservation and allow for the addition of a significant number of units of affordable housing supply.

2 citations

Open paper page →

Cite this paper

https://doi.org/https://doi.org/10.3905/jsf.2022.1.132

Or copy a formatted citation

@article{laurie2022,
  title        = {{Improvements in Financing Could Increase the Single-Family Affordable Housing Supply}},
  author       = {Laurie S. Goodman et al.},
  journal      = {The Journal of Structured Finance},
  year         = {2022},
  doi          = {https://doi.org/https://doi.org/10.3905/jsf.2022.1.132},
}

Paste directly into BibTeX, Zotero, or your reference manager.

Flag this paper

Improvements in Financing Could Increase the Single-Family Affordable Housing Supply

Flags are reviewed by the Arbiter methodology team within 5 business days.

Evidence weight

0.40

Balanced mode · F 0.40 / M 0.15 / V 0.05 / R 0.40

F · citation impact0.14 × 0.4 = 0.06
M · momentum0.80 × 0.15 = 0.12
V · venue signal0.50 × 0.05 = 0.03
R · text relevance †0.50 × 0.4 = 0.20

† Text relevance is estimated at 0.50 on the detail page — for your query’s actual relevance score, open this paper from a search result.