Consumer perceptions and purchasing behavior of sustainable insurance products

Jonas Raphael Jahnert et al.

The Geneva Papers on Risk and Insurance - Issues and Practice2025https://doi.org/10.1057/s41288-025-00345-4article
AJG 2ABDC B
Weight
0.46

What the paper says

Abstract Insurers are beginning to change their business practices and add sustainable attributes to their insurance products. However, little is known about consumers’ reactions to such sustainable attributes in insurance contracts. In three surveys, of which the main study is incentive compatible, we investigate how sustainable attributes affect consumers’ purchase decisions and examine the mediating roles of trust, quality, brand image and perceived consumer effectiveness on purchase intentions. Our results provide converging evidence of a strong preference for sustainable insurance products. Surprisingly, this preference exists even at higher price levels. This can be explained by improved perceptions of the insurance company in terms of brand equity, product quality, and perceived consumer effectiveness.

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https://doi.org/https://doi.org/10.1057/s41288-025-00345-4

Or copy a formatted citation

@article{jonas2025,
  title        = {{Consumer perceptions and purchasing behavior of sustainable insurance products}},
  author       = {Jonas Raphael Jahnert et al.},
  journal      = {The Geneva Papers on Risk and Insurance - Issues and Practice},
  year         = {2025},
  doi          = {https://doi.org/https://doi.org/10.1057/s41288-025-00345-4},
}

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Consumer perceptions and purchasing behavior of sustainable insurance products

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Evidence weight

0.46

Balanced mode · F 0.40 / M 0.15 / V 0.05 / R 0.40

F · citation impact0.37 × 0.4 = 0.15
M · momentum0.60 × 0.15 = 0.09
V · venue signal0.50 × 0.05 = 0.03
R · text relevance †0.50 × 0.4 = 0.20

† Text relevance is estimated at 0.50 on the detail page — for your query’s actual relevance score, open this paper from a search result.