After-Tax Benchmarking: Developing an Industry Standard to Level the Playing Field

Jonathan Boersma et al.

The Journal of Wealth Management2026https://doi.org/10.3905/jwm.2025.1.289article
AJG 1ABDC B
Weight
0.50

What the paper says

Tax alpha is defined as the difference between the after-tax excess return and the pre-tax excess return. The after-tax benchmark used for calculating the after-tax excess return, therefore, is critical to measuring tax alpha. Standardizing the methodology for calculating after-tax benchmarks promotes consistency, transparency, and comparability. To accurately measure an investment manager’s ability to add value on an after-tax basis, the benchmark used must reflect the following key drivers of after-tax performance: <list><list-item> ▪ Initial account funding (cash or in-kind securities) </list-item><list-item> ▪ Capital inflows and outflows </list-item><list-item> ▪ Capital gains and losses from outflows (short term and long term) </list-item><list-item> ▪ Rebalancing impacts of in-kind flows </list-item><list-item> ▪ Benchmark income (qualified and non-qualified) </list-item><list-item> ▪ Benchmark capital gain/loss realization/turnover </list-item><list-item> ▪ Federal tax rates (anticipated client rates or maximum federal rates) </list-item></list> The recommended approach to capture these factors is through a shadow benchmark. The article provides detailed guidance on building a shadow benchmark, including considerations for constituent-level versus total-level data, selecting a market index or proxy, and incorporating client portfolio events.

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https://doi.org/https://doi.org/10.3905/jwm.2025.1.289

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@article{jonathan2026,
  title        = {{After-Tax Benchmarking: Developing an Industry Standard to Level the Playing Field}},
  author       = {Jonathan Boersma et al.},
  journal      = {The Journal of Wealth Management},
  year         = {2026},
  doi          = {https://doi.org/https://doi.org/10.3905/jwm.2025.1.289},
}

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Evidence weight

0.50

Balanced mode · F 0.40 / M 0.15 / V 0.05 / R 0.40

F · citation impact0.50 × 0.4 = 0.20
M · momentum0.50 × 0.15 = 0.07
V · venue signal0.50 × 0.05 = 0.03
R · text relevance †0.50 × 0.4 = 0.20

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