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A Comparative Study of Regulatory Approaches to Fintech in India and Global Markets

Nihanshi Goyal

Advances in Consumer Research2025https://doi.org/10.61336/acr/25-04-14article
AJG 2ABDC B
Weight
0.50

What the paper says

The rapidly evolving financial technology (Fintech) sector has undeniably become a critical driver of financial innovation and profound economic transformation on a global scale with regulatory frameworks playing a pivotal role in shaping its trajectory. This research presents a comprehensive comparative analysis of the regulatory frameworks governing Fintech in India and key international markets, with a specific focus on understanding the nuanced approaches to technological innovation, consumer protection, and financial stability. By systematically examining the regulatory ecosystems of India alongside leading Fintech markets such as the United States, United Kingdom, Singapore, and China, the study offers an in-depth exploration of regulatory strategies, challenges, and opportunities. The research delves into the complex interplay between regulatory mechanisms, technological advancement, and market development, providing critical insights into how different jurisdictions balance innovation with risk mitigation, this study aims to provide valuable insights for policymakers and stakeholders. By bridging academic research with policy insights, this study contributes to the ongoing discourse on effective Fintech regulation, offering a nuanced perspective on how regulatory approaches can be optimized to foster innovation, protect consumer interests, and maintain financial system integrity

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https://doi.org/https://doi.org/10.61336/acr/25-04-14

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@article{nihanshi2025,
  title        = {{A Comparative Study of Regulatory Approaches to Fintech in India and Global Markets}},
  author       = {Nihanshi Goyal},
  journal      = {Advances in Consumer Research},
  year         = {2025},
  doi          = {https://doi.org/https://doi.org/10.61336/acr/25-04-14},
}

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A Comparative Study of Regulatory Approaches to Fintech in India and Global Markets

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Evidence weight

0.50

Balanced mode · F 0.40 / M 0.15 / V 0.05 / R 0.40

F · citation impact0.50 × 0.4 = 0.20
M · momentum0.50 × 0.15 = 0.07
V · venue signal0.50 × 0.05 = 0.03
R · text relevance †0.50 × 0.4 = 0.20

† Text relevance is estimated at 0.50 on the detail page — for your query’s actual relevance score, open this paper from a search result.