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The impact of FinTech on bank performance: A systematic literature review

Feng Xu et al.

Digital Business2025https://doi.org/10.1016/j.digbus.2025.100131article
ABDC C
Weight
0.52

What the paper says

This paper investigates the impact of financial technology (FinTech) on bank performance through a comprehensive bibliometric analysis of publications from the Web of Science Core Database published between 2015 and July 2024. The study employs the R-package litsearchr for keyword search string development and uses VosViewer and Bibliometrix for science mapping and network analysis. The research addresses five key questions, including research trends, influential authors and sources, geographical influences, notable research clusters, and the aspects of bank performance affected by FinTech. The paper proposes four future research directions, suggesting the exploration of alternative bank performance metrics, greater regional focus, the investigation of emerging themes such as financial inclusion and the role of entrepreneurship, and advances in methodologies. This article contributes to significantly enhancing the understanding of how FinTech is reshaping the banking industry and providing a robust foundation for future research to build upon, making it a valuable resource for both academics and practitioners interested in the intersection of technology and finance.

7 citations

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https://doi.org/https://doi.org/10.1016/j.digbus.2025.100131

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@article{feng2025,
  title        = {{The impact of FinTech on bank performance: A systematic literature review}},
  author       = {Feng Xu et al.},
  journal      = {Digital Business},
  year         = {2025},
  doi          = {https://doi.org/https://doi.org/10.1016/j.digbus.2025.100131},
}

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The impact of FinTech on bank performance: A systematic literature review

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Evidence weight

0.52

Balanced mode · F 0.40 / M 0.15 / V 0.05 / R 0.40

F · citation impact0.47 × 0.4 = 0.19
M · momentum0.68 × 0.15 = 0.10
V · venue signal0.50 × 0.05 = 0.03
R · text relevance †0.50 × 0.4 = 0.20

† Text relevance is estimated at 0.50 on the detail page — for your query’s actual relevance score, open this paper from a search result.